Four recurring reasons teams give when they make the switch.
Xero Early caps you at 20 invoices and 5 bills per month. The moment your business gets busy, you're forced into a $47/month upgrade.
Need to invoice in another currency? Xero makes you pay $80/month for the Established plan. Accoru includes 150+ currencies on every plan.
Projects, expense claims, and analytics are paid add-ons on top of Xero's subscription. Accoru includes them all in the base price.
Xero's interface assumes you know accounting. Accoru is designed for business owners — clean, calm, and obvious where to click.
The full feature comparison, nothing hidden.
| Feature | Accoru | Xero Early | Xero Growing |
|---|---|---|---|
| Starting price | $13/mo | $20/mo | $47/mo |
| Annual price | $10.40/mo | $20/mo | $47/mo |
| Invoices per month | Unlimited | 20 | Unlimited |
| Bills per month | Unlimited | 5 | Unlimited |
| Unlimited users | |||
| Double-entry accounting | |||
| Bank reconciliation | |||
| Multi-currency | 150+ | ||
| Recurring invoices | |||
| Project tracking | |||
| Expense claims | |||
| Tax-ready reports | |||
| Stripe & PayPal | |||
| 14-day money-back | |||
| Setup time | 15 minutes | 1–2 hours | 1–2 hours |
Xero pricing based on publicly available rates. Subject to change.
Xero Early limits you to 20 invoices and 5 bills a month. Accoru has no quotas on any plan — send as many as your business needs.
150+ currencies with live exchange rates, included from your first invoice. No $80/month upgrade required.
Track projects, log expenses, and run advanced reports without paying for add-on modules. It's all in the box.
A real double-entry general ledger your accountant will respect — wrapped in an interface you'll actually enjoy using.
From Xero, export contacts, invoices, bills, and chart of accounts as CSV. Takes about 10 minutes.
Use Accoru's CSV importer to bring in your data — contacts, history, and accounts come through cleanly.
Connect your bank, send your first invoice, run reports. Most teams are switched within half an hour.
| Plan | Xero | Accoru | Annual saving |
|---|---|---|---|
| Xero Early | $20/mo ($240/yr) | $10.40/mo ($124.80/yr) | Save $115.20/yr |
| Xero Growing | $47/mo ($564/yr) | $10.40/mo ($124.80/yr) | Save $439.20/yr |
| Xero Established | $80/mo ($960/yr) | $10.40/mo ($124.80/yr) | Save $835.20/yr |
The higher the Xero tier you'd need, the more Accoru saves you.
"Xero's invoice cap on Early was a constant headache. I hit it every month. Accoru gives me unlimited everything for less."
"We needed multi-currency and Xero wanted $80/month. Accoru gave it to us for $13. Same accounting, a quarter of the price."
"The interface is so much cleaner than Xero. My team actually uses it without complaining now."
No quotas. No tier ladder. No paid add-ons for basics. Just complete accounting software at one honest price — with a 14-day money-back guarantee.
From $10.40/month on annual billing · $13/month on monthly
14-day money-back · Cancel anytime · No setup fees · Unlimited invoices & bills