SECURITY & DATA PROTECTION
Your Financial Data Is Safe With Accoru
Accoru protects your business financial data with bank-grade encryption, two-factor authentication, automated daily backups, and SOC 2 certified infrastructure — so you can focus on running your business with complete confidence that your data is secure.
Your Financial Data Is Among the Most Sensitive Information Your Business Holds
Your accounting platform contains some of the most sensitive information in your business — client names and contact details, invoice amounts and payment history, bank account information, expense records, tax data, and a complete picture of your revenue and profitability. This information is valuable to you. It is also valuable to people who should not have it — competitors, fraudsters, and cybercriminals who target small businesses precisely because they are perceived as having weaker security than large enterprises. Small businesses are not a low-value target. They are often a high-value target — with valuable financial data and fewer resources dedicated to protecting it. The security of your accounting platform is not a technical detail to be delegated to someone else. It is a fundamental business requirement. Accoru is built with security at every layer — from the infrastructure your data is stored on, to the encryption protecting it in transit and at rest, to the authentication controls governing who can access it, to the audit trail recording every action taken within your account. Security is not an add-on feature in Accoru. It is built into the foundation of the platform.
Every Layer of Security — Explained
Accoru's security architecture covers every layer of data protection — from infrastructure and encryption to authentication and access control.
256-Bit SSL Encryption
Every piece of data that moves between your device and Accoru's servers is encrypted using 256-bit SSL — the same standard used by banks, financial institutions, and government agencies worldwide. When you log in, when you create an invoice, when you view a report, when you record an expense — every byte of data in transit is encrypted. Anyone who intercepts that data sees only unreadable cipher text. Your financial information is protected at every moment it is in motion.
- 256-bit SSL/TLS encryption on all data in transit
- TLS 1.2 and TLS 1.3 support
- HSTS (HTTP Strict Transport Security) enforced
- Perfect Forward Secrecy
- SSL certificate monitoring and auto-renewal
- All API communication encrypted
- All webhook delivery encrypted
- Secure payment page encryption
Encryption at Rest
Your financial data is not only encrypted in transit — it is also encrypted at rest. All data stored in Accoru's database infrastructure is encrypted using AES-256 encryption. This means that even if someone were to gain physical access to the servers your data is stored on, the data would be unreadable without the encryption keys. Your invoices, expenses, client details, bank transactions, and financial reports are protected whether they are moving or stored.
- AES-256 encryption at rest
- Encrypted database storage
- Encrypted file storage (receipts, documents)
- Encrypted backups
- Encryption key management
- Key rotation policy
- Separate encryption keys per account
- Hardware security module (HSM) key storage
Two-Factor Authentication
Passwords alone are not sufficient protection for financial data. Accoru supports two-factor authentication — requiring a second verification step beyond your password before access to your account is granted. Enable 2FA on your account and anyone attempting to log in must provide both your password and a time-sensitive code from your authenticator app. Even if your password is compromised, your account remains inaccessible without the second factor.
- Two-factor authentication (2FA) support
- Authenticator app support (Google Authenticator, Authy, Microsoft Authenticator)
- Time-based one-time passwords (TOTP)
- Backup recovery codes
- Require 2FA for all team members (account-level setting)
- 2FA enforcement for admin roles
- 2FA status visible per team member
- Recovery process for locked-out users
Automated Daily Backups
Every piece of data in your Accoru account is backed up automatically every day — without any action required from you. Backups are stored in geographically separate locations from the primary data — so a single infrastructure event cannot affect both your live data and your backups simultaneously. In the event of data loss — whether from infrastructure failure, accidental deletion, or any other cause — your data can be fully restored from the most recent backup quickly and completely.
- Automated daily backups
- Geographically distributed backup storage
- Encrypted backup storage
- Point-in-time recovery
- 30-day backup retention
- Backup integrity verification
- Rapid recovery capability
- Backup status monitoring
SOC 2 Type II Certified Infrastructure
Accoru runs on SOC 2 Type II certified infrastructure — meaning the security controls protecting your data have been independently audited and verified by a third-party assessor. SOC 2 Type II certification is the industry standard for cloud service security and covers security, availability, processing integrity, confidentiality, and privacy controls. It is the standard that enterprise clients require of their software vendors — and it is the standard Accoru holds itself to.
- SOC 2 Type II certified infrastructure
- Independent security audits
- Security controls verification
- Availability controls
- Processing integrity controls
- Confidentiality controls
- Privacy controls
- Annual audit and recertification
Role-Based Access Control
Not everyone who uses your Accoru account should have access to everything in it. Accoru's role-based access control system ensures that every team member only sees and can do what their role requires — nothing more. Accountants access reports and reconciliation but not billing settings. Staff create invoices and record expenses but cannot access financial reports. View-only users see dashboards but cannot make any changes. Access is controlled precisely and changed instantly when roles change.
- Role-based access control (RBAC)
- Four built-in roles (Admin, Accountant, Staff, View Only)
- Custom role creation
- Granular permission settings
- Instant role change
- Instant access revocation
- Role audit log
- Permission summary per role
Complete Audit Trail
Every action taken in your Accoru account — by you, by any team member, or by any API integration — is recorded in a complete, immutable audit trail. Invoice created. Expense deleted. Client edited. Report viewed. Settings changed. Every action is logged with a timestamp, the identity of the user who performed it, and the IP address from which it was performed. The audit trail cannot be edited or deleted — it is a permanent, tamper-proof record of everything that has happened in your account.
- Complete action logging
- Timestamp per action
- User identity per action
- IP address per action
- Device information per action
- Resource affected per action
- Before and after state for edits
- Immutable — cannot be edited or deleted
- Exportable audit log
- Filter by user, action type, date, resource
Secure Session Management
Every Accoru session is managed with security-first practices — automatic session expiry after a period of inactivity, secure session tokens that cannot be predicted or forged, and the ability to view and terminate all active sessions from any device. If you suspect your account has been accessed without authorization, you can immediately invalidate all active sessions — forcing re-authentication on every device — without changing your password.
- Automatic session expiry on inactivity
- Configurable session timeout
- Secure, unpredictable session tokens
- View all active sessions
- Terminate any specific session
- Terminate all sessions instantly
- New device login notifications
- Suspicious login alerts
GDPR Compliance
Accoru is built in compliance with the General Data Protection Regulation — the most comprehensive data protection framework in the world. Your data is handled with full respect for your privacy rights — collected only for legitimate purposes, stored only as long as necessary, protected against unauthorized access, and available for export or deletion on request. If your business operates in the European Union or serves EU customers, Accoru's GDPR compliance supports your own compliance obligations.
- GDPR compliant data handling
- Data processing agreement available
- Data minimization principles
- Purpose limitation compliance
- Right to access your data
- Right to export your data
- Right to deletion (right to be forgotten)
- Data breach notification procedures
- Privacy by design principles
- EU data residency options
99.9% Uptime SLA
Your accounting platform needs to be available when you need it. Accoru is hosted on enterprise-grade cloud infrastructure with redundancy at every layer — multiple availability zones, automatic failover, load balancing, and continuous health monitoring. The result is a 99.9% uptime service level agreement — meaning Accoru is available when you need it, with planned maintenance windows scheduled outside of business hours and communicated in advance.
- 99.9% uptime SLA
- Multi-availability zone hosting
- Automatic failover
- Load balancing
- Continuous health monitoring
- Real-time status page (status.accoru.com)
- Planned maintenance notifications
- Incident response procedures
- Post-incident reports
- SLA credit policy
How Accoru Protects Your Data — Layer by Layer
Security is not a single feature. It is built into every layer of the Accoru platform.
Accoru Security vs The Competition
| Security Feature | Accoru | QuickBooks | FreshBooks | Wave |
|---|---|---|---|---|
| 256-Bit SSL Encryption | ✅ | ✅ | ✅ | ✅ |
| Encryption at Rest | ✅ | ✅ | ✅ | ✅ |
| Two-Factor Authentication | ✅ | ✅ | ❌ | ❌ |
| Automated Daily Backups | ✅ | ✅ | ✅ | ✅ |
| SOC 2 Certified Infrastructure | ✅ | ✅ | ✅ | ⚠️ |
| Role-Based Access Control | ✅ | ✅ | ⚠️ Limited | ❌ |
| Complete Audit Trail | ✅ | ✅ | ❌ | ❌ |
| Secure Session Management | ✅ | ✅ | ✅ | ✅ |
| GDPR Compliance | ✅ | ✅ | ✅ | ✅ |
| 99.9% Uptime SLA | ✅ | ✅ | ✅ | ⚠️ |
What Small Business Owners Say About Accoru Security
“Security was my biggest concern when moving our accounting to the cloud. Knowing that Accoru uses the same encryption standards as banks, runs on SOC 2 certified infrastructure, and has a complete audit trail of every action in our account gave me the confidence to make the switch. I have not had a single security concern since.”
“When we had a staff member leave unexpectedly, I revoked their Accoru access immediately and checked the audit log to see exactly what they had accessed and done in their final days. Everything was transparent and traceable. That level of visibility is invaluable.”
“Our clients are in the healthcare sector and take data security very seriously. Being able to tell them that our accounting platform uses bank-grade encryption, mandatory two-factor authentication for all team members, and SOC 2 certified infrastructure gives them confidence in how we handle sensitive financial information.”
Security & Data Protection FAQ
How does Accoru protect my financial data?
Accoru protects your data at every layer — 256-bit SSL encryption for all data in transit, AES-256 encryption for all data at rest, two-factor authentication for account access, role-based access control for team permissions, automated daily backups stored in geographically separate locations, SOC 2 Type II certified infrastructure, and a complete immutable audit trail of every action in your account.
Is Accoru safe for storing sensitive financial information?
Yes. Accoru uses the same encryption standards as banks and financial institutions — 256-bit SSL/TLS for data in transit and AES-256 for data at rest. The infrastructure is SOC 2 Type II certified and independently audited. Your financial data is protected to the same standards applied to online banking.
What happens to my data if Accoru has a server failure?
Accoru's data is backed up automatically every day and stored in geographically separate locations from the primary servers. In the event of a server failure, data can be restored from the most recent backup rapidly and completely. The multi-availability zone infrastructure also means that most infrastructure events do not result in any data loss or service interruption.
Does Accoru support two-factor authentication?
Yes. Accoru supports two-factor authentication using authenticator apps including Google Authenticator, Authy, and Microsoft Authenticator. As the account owner, you can require two-factor authentication for all team members — ensuring every login is secured with a second factor regardless of individual preference.
Can I see who has accessed and changed my financial data?
Yes. Accoru maintains a complete, immutable audit trail of every action taken in your account — by you, by any team member, or by any API integration. Every action is logged with a timestamp, the user's identity, and the IP address. The audit trail cannot be edited or deleted.
Is Accoru GDPR compliant?
Yes. Accoru is built in compliance with GDPR — the most comprehensive data protection framework in the world. Your data is handled according to GDPR principles — collected for legitimate purposes, stored appropriately, protected against unauthorized access, and available for export or deletion on request.
What is SOC 2 Type II certification?
SOC 2 Type II is an independent security audit standard for cloud service providers. A SOC 2 Type II certification means that an independent assessor has audited and verified the security controls protecting your data — covering security, availability, processing integrity, confidentiality, and privacy. It is the standard that enterprise organizations require of their software vendors.
Can I export or delete my data from Accoru?
Yes. You can export all your Accoru data at any time — invoices, expenses, clients, payments, reports, and more — in standard formats (PDF, CSV). If you choose to close your Accoru account, your data can be fully deleted from our systems in accordance with our data retention policy and GDPR requirements.
What is Accoru's uptime guarantee?
Accoru provides a 99.9% uptime SLA — meaning the platform is available when you need it. Current uptime status is available at status.accoru.com. Planned maintenance is scheduled outside business hours and communicated in advance.
How do I report a security vulnerability in Accoru?
If you discover a security vulnerability in Accoru, please contact the security team immediately at security@accoru.com. We take all security reports seriously and will respond promptly to investigate and address any legitimate vulnerability.
Security Works Together With These Features
Team Access & Permissions
Role-based access control ensures every team member only accesses what their role permits — working alongside encryption and authentication to protect your data at the access layer.
Learn moreAccountant Access
Give your accountant precisely the access they need — with the same security controls protecting their access as every other user in your account.
Learn moreAPI & Developer Access
API keys use OAuth 2.0 with configurable permission scopes — ensuring every integration only accesses the resources it needs, with instant revocation available at any time.
Learn moreBank Reconciliation
Secure read-only bank connections mean Accoru can import your transactions without any ability to initiate payments or transfers from your bank accounts.
Learn moreFinancial Reports
Access controls on financial reports ensure sensitive business performance data is only visible to team members whose role requires it.
Learn moreYour Financial Data Deserves Bank-Grade Protection
Your accounting platform holds some of the most sensitive information in your business. Accoru protects it with the same standards applied to online banking — at every layer, at every moment, with complete transparency about who has accessed what and when. Run your business with confidence that your financial data is safe.
256-bit encryption · Two-factor authentication · Daily backups · SOC 2 certified · 99.9% uptime · Cancel anytime