FINANCIAL REPORTS
Professional Financial Reports — Generated in One Click
Profit & Loss statements, balance sheets, cash flow reports, and more — generated instantly from your Accoru data. No spreadsheets. No accountant required. Just clear, accurate financial reports whenever you need them.
Most Small Business Owners Don't Know Their Real Numbers
Ask most small business owners how profitable they were last quarter and they will give you an estimate. Ask them what their current liabilities are and you will get a blank stare. Ask them to produce a Profit & Loss statement and they will spend three hours in a spreadsheet trying to build one from scratch. This is not because they do not care about their numbers. It is because generating financial reports has always required either an accountant or significant accounting knowledge — until now. Accoru generates every financial report your business needs automatically from the data already in your account. Your invoices, expenses, bank transactions, and journal entries are all the raw material. Accoru turns them into professional, accurate financial reports in one click — any time you need them.
Decisions Without Data
Running a business without regular financial reports means making decisions based on gut feel rather than facts. Knowing your numbers is the difference between growing intentionally and hoping for the best.
Hours Building Spreadsheets
Manually building a Profit & Loss statement from scratch every quarter takes hours and is prone to error. Accoru generates the same report in seconds — accurately, every time.
Scrambling at Tax Time
When financial reports are not maintained throughout the year, tax season becomes an emergency. Accoru keeps every report up to date so filing is straightforward whenever the time comes.
Every Financial Report Your Business Needs
Accoru generates the complete set of financial reports that small businesses, accountants, investors, and tax authorities expect — all from your existing data, all in one click.
Profit & Loss Statement
The Profit & Loss statement — also called the income statement — is the single most important financial report for a small business. It shows your total revenue, total expenses, and net profit or loss for any period you choose. Accoru generates a fully accurate P&L from your invoices and expenses automatically — broken down by category, by month, and by year. See exactly how profitable your business is and where your money is going.
- Total revenue by category
- Total expenses by category
- Gross profit calculation
- Net profit / loss calculation
- Month-by-month breakdown
- Year-over-year comparison
- Custom date range filtering
- PDF & CSV export
- Accountant sharing via secure link
Balance Sheet
The balance sheet gives you a complete snapshot of your business financial position at any point in time — showing what you own (assets), what you owe (liabilities), and what is left over (equity). Accoru generates a fully accurate balance sheet from your reconciled accounts automatically. Use it to understand the overall health of your business, apply for financing, or demonstrate financial stability to investors or partners.
- Total assets breakdown
- Current & non-current assets
- Total liabilities breakdown
- Current & non-current liabilities
- Owner equity calculation
- As-of-date filtering (any date)
- Comparative balance sheet (two periods)
- PDF & CSV export
- Accountant sharing
Cash Flow Statement
A business can be profitable on paper and still run out of cash. The cash flow statement shows you exactly how much cash is actually moving through your business — coming in from operations, going out for expenses, and changing through investing or financing activities. Accoru generates a complete cash flow statement automatically so you always know whether your business has the liquidity to meet its obligations.
- Operating cash flow
- Investing cash flow
- Financing cash flow
- Net cash movement
- Opening & closing cash balance
- Monthly cash flow trend
- Custom date range
- PDF & CSV export
Trial Balance
The trial balance is the foundation of all other financial reports — a complete list of every account in your chart of accounts with its debit or credit balance at a specific date. Accoru generates an accurate trial balance automatically from your journal entries and transactions. Use it to verify that your books are balanced before generating other reports, or share it with your accountant as a starting point for more advanced analysis.
- Complete account list with balances
- Debit and credit columns
- Total verification (debits = credits)
- As-of-date filtering
- Filter by account type
- Adjusted trial balance
- PDF & CSV export
Aged Receivables Report
The aged receivables report shows you exactly how much money clients owe you — broken down by how long each invoice has been outstanding. See at a glance which clients are current, which are 30 days overdue, which are 60 days overdue, and which need urgent attention. Use it to prioritize your collections effort and make informed decisions about extending credit to specific clients.
- Outstanding balance per client
- Aging buckets (current, 30, 60, 90, 90+ days)
- Invoice-level detail per client
- Total outstanding amount
- Filter by client or date range
- PDF & CSV export
- Direct link to overdue invoices
Aged Payables Report
The aged payables report shows you exactly how much your business owes to suppliers and vendors — and how overdue each balance is. Stay on top of your payment obligations, avoid late payment penalties, and manage your cash flow more effectively by knowing exactly when each bill is due and how much you owe in total.
- Outstanding balance per vendor
- Aging buckets (current, 30, 60, 90, 90+ days)
- Bill-level detail per vendor
- Total payables amount
- Filter by vendor or date range
- PDF & CSV export
- Direct link to overdue bills
General Ledger
The general ledger is the complete record of every financial transaction in your business — every invoice, every expense, every payment, every journal entry — organized by account. Accoru maintains a fully accurate general ledger automatically from all activity in your account. Use it for deep financial analysis, audit preparation, or to give your accountant the complete transaction-level detail they need.
- Complete transaction history by account
- Filter by account, date range, transaction type
- Running balance per account
- Transaction detail on click
- Journal entry reference
- PDF & CSV export
- Accountant sharing
Custom Reports & Filters
Every report in Accoru is fully customizable. Filter by date range, account, client, project, or category. Compare any two periods side by side. Toggle between cash and accrual accounting methods. Show or hide specific accounts. Round to the nearest dollar or show full precision. Every report can be configured to show exactly what you need — and saved as a template for future use.
- Custom date range on all reports
- Period comparison (any two periods)
- Cash vs accrual accounting toggle
- Filter by account, client, project, category
- Show / hide specific accounts
- Save custom report templates
- Schedule automated report generation
- Email reports to accountant on schedule
How Accoru Financial Reports Work
From your data to a professional financial report in three steps.
- Step 1
Your Data Goes In
Every invoice you send, every expense you track, every bank transaction you reconcile, and every journal entry you create feeds automatically into Accoru's reporting engine. No manual data entry for reports. Everything is already there.
- Step 2
Select Your Report
Choose the report you need — Profit & Loss, balance sheet, cash flow, or any other. Set your date range and any filters. Accoru generates the report instantly from your verified data.
- Step 3
Use, Share, or Export
Review the report on screen, share it via a secure link with your accountant, or export it as a PDF or CSV. Every report is professionally formatted and ready to present — to your accountant, your bank, your investors, or yourself.
Accoru Financial Reports vs The Competition
| Report | Accoru | QuickBooks | FreshBooks | Wave |
|---|---|---|---|---|
| Profit & Loss | ✅ | ✅ | ✅ | ✅ |
| Balance Sheet | ✅ | ✅ | ✅ | ✅ |
| Cash Flow Statement | ✅ | ✅ | ❌ | ✅ |
| Trial Balance | ✅ | ✅ | ❌ | ✅ |
| Aged Receivables | ✅ | ✅ | ✅ | ✅ |
| Aged Payables | ✅ | ✅ | ❌ | ✅ |
| General Ledger | ✅ | ✅ | ❌ | ✅ |
| Custom Date Range | ✅ | ✅ | ✅ | ✅ |
| Period Comparison | ✅ | ✅ | ❌ | ❌ |
| Cash vs Accrual Toggle | ✅ | ✅ | ❌ | ❌ |
| Accountant Sharing | ✅ | ✅ | ✅ | ⚠️ Limited |
| Scheduled Reports | ✅ | ✅ | ❌ | ❌ |
What Small Business Owners Say About Accoru Financial Reports
“I used to pay my accountant to prepare my Profit & Loss every quarter. Now I generate it myself in Accoru in about 10 seconds and send it to her for review. I have cut my accounting fees significantly.”
“The aged receivables report changed how I manage collections. I can see at a glance who owes me what and how long it has been outstanding. My average collection time has dropped significantly since I started using it.”
“I applied for a business loan and needed a full set of financial statements. I generated my P&L, balance sheet, and cash flow statement from Accoru in under 5 minutes and submitted them the same day. The bank was impressed with how clean and professional they looked.”
Financial Reports FAQ
What financial reports does Accoru generate?
Accoru generates Profit & Loss statements, balance sheets, cash flow statements, trial balances, aged receivables reports, aged payables reports, general ledger reports, and tax summary reports — all from your existing account data in one click.
Do I need accounting knowledge to understand Accoru's reports?
No. Accoru's reports are designed to be clear and readable for business owners without an accounting background. Every report includes clear labels, logical structure, and plain-language descriptions of what each section means.
How accurate are Accoru's financial reports?
Accoru's reports are generated directly from your reconciled accounting data — invoices, expenses, bank transactions, and journal entries. As long as your data is complete and your accounts are reconciled, your reports are accurate.
Can I share financial reports with my accountant?
Yes. Share any report via a secure view-only link or export it as a PDF or CSV file. You can also schedule automated report delivery to your accountant's email on a weekly, monthly, or quarterly basis.
Can I compare financial reports across different time periods?
Yes. Every report in Accoru supports period comparison — compare this month to last month, this quarter to last quarter, or this year to last year side by side.
Does Accoru support cash and accrual accounting?
Yes. Toggle between cash and accrual accounting methods on any report. Cash basis shows revenue and expenses when money actually changes hands. Accrual basis shows them when they are earned or incurred. Both methods are fully supported.
Can I customize financial reports?
Yes. Filter by date range, account, client, project, or category. Show or hide specific accounts. Save custom report configurations as templates for future use. Schedule reports to generate and deliver automatically.
Can I use Accoru's financial reports for a bank loan application?
Yes. Accoru's financial reports are professionally formatted and include all the statements banks and lenders typically require — Profit & Loss, balance sheet, and cash flow statement. Export them as PDFs and they are ready to submit.
Financial Reports Work Better With These Features
Bank Reconciliation
Reconciled accounts are the foundation of accurate financial reports. Make sure your books are clean before generating reports.
Learn moreExpense Tracking
Accurately categorized expenses feed directly into your Profit & Loss and tax reports — making every number trustworthy.
Learn moreTax Reports
Accoru's tax reports are generated from the same data as your financial reports — keeping everything consistent and accurate.
Learn moreInvoicing
Every invoice you send feeds into your revenue figures — keeping your Profit & Loss and aged receivables reports up to date automatically.
Learn moreAccountant Access
Give your accountant secure view-only access to all your financial reports without sharing your full account credentials.
Learn moreKnow Your Numbers. Make Better Decisions.
Financial reports are not just for accountants and tax authorities. They are the tools that tell you whether your business is healthy, where it is growing, and what needs to change. Accoru makes generating them effortless — so you always know exactly where your business stands.
Profit & Loss · Balance Sheet · Cash Flow · Aged Receivables · General Ledger · Cancel anytime