MULTI-CURRENCY
Invoice Clients Anywhere in the World — in Their Currency
Accoru supports 150+ currencies with live exchange rates. Invoice global clients in their local currency, track foreign expenses accurately, and keep your home currency financial reports clean — automatically, without manual conversion.
Working With International Clients Shouldn't Mean Accounting Headaches
The moment your business starts working with clients in different countries, your accounting gets complicated. You are invoicing in USD but reporting in GBP. You are receiving payments in EUR but paying expenses in AUD. Exchange rates change daily. And keeping track of what everything is actually worth in your home currency requires constant manual calculation. Most accounting software either ignores this complexity entirely — forcing you to manually convert everything — or makes multi-currency support a premium feature locked behind the most expensive plan. Accoru includes full multi-currency support in every plan. Invoice clients in their local currency, record expenses in any currency, accept payments globally, and let Accoru handle every conversion automatically — keeping your home currency books clean and your financial reports accurate regardless of how many currencies your business touches.
Manual Currency Conversion
Manually converting foreign currency transactions to your home currency for every invoice, expense, and payment is time-consuming, error-prone, and completely unnecessary with the right software.
Inaccurate Financial Reports
When foreign currency transactions are not properly converted and tracked, your Profit & Loss, balance sheet, and cash flow reports show numbers that do not reflect the true value of your business activity.
Currency Gain & Loss Confusion
Exchange rates fluctuate between the time you invoice and the time you get paid. The difference is a real financial gain or loss that needs to be tracked — most small businesses ignore it entirely.
Complete Multi-Currency Support — Built Into Every Plan
From invoicing and payments to expense tracking and financial reporting — Accoru handles every aspect of multi-currency accounting automatically.
Invoice Clients in Any Currency
Create and send invoices in any of 150+ supported currencies — matched to the currency your client uses. Set a default currency per client so every invoice you create for them automatically uses the right currency. Your client receives a professional invoice in their local currency. Accoru records the equivalent home currency value automatically using the current exchange rate. No manual conversion. No separate calculations. Everything handled at the point of invoice creation.
- 150+ currencies supported
- Set default currency per client
- Invoice in client's local currency
- Automatic home currency conversion
- Live exchange rate at time of invoice
- Exchange rate displayed on invoice
- Multi-currency invoice history
- Currency symbol & formatting per locale
Live Exchange Rates — Always Current
Accoru connects to live currency exchange rate feeds and updates rates automatically throughout the day. Every invoice, payment, and expense is recorded using the current exchange rate at the time of the transaction — the same rate used by financial institutions worldwide. No manually looking up rates. No using yesterday's rate by mistake. No outdated conversion tables. Every foreign currency transaction is converted accurately and automatically.
- Live exchange rate feed
- Rates updated throughout the day
- Rate locked at time of transaction
- Historical rate lookup
- Manual rate override (optional)
- Rate source transparency
- Mid-market rate basis
- Rate history per transaction
Accept Payments in Any Currency
When a client pays an invoice in their local currency, Accoru records the payment in that currency and automatically calculates the home currency equivalent — using the exchange rate at the time of payment. If the rate has changed between when you invoiced and when you were paid, Accoru calculates and records the currency gain or loss automatically. Every payment is accurately reflected in both the invoice currency and your home currency.
- Accept payments in any currency
- Stripe multi-currency payment processing
- PayPal multi-currency support
- Home currency equivalent calculation
- Payment rate vs invoice rate comparison
- Automatic currency gain/loss calculation
- Partial payments in foreign currency
- Overpayment handling in foreign currency
Foreign Currency Expense Tracking
Record expenses in any currency — whether you are paying a foreign supplier, travelling internationally, or subscribing to a service billed in a different currency. Accoru converts each expense to your home currency at the current exchange rate and records both the original foreign currency amount and the home currency equivalent. Your expense reports always show accurate home currency totals regardless of how many currencies your expenses span.
- Record expenses in any currency
- Automatic home currency conversion
- Foreign currency receipt capture
- Foreign vendor support
- Travel expense multi-currency support
- Foreign subscription tracking
- Expense reports in home currency
- Original currency amount preserved
Currency Gain & Loss Tracking
When exchange rates move between the time you raise an invoice and the time you receive payment, the difference is a real financial event — a currency gain if the rate moved in your favor, a currency loss if it moved against you. Accoru calculates and records these gains and losses automatically on every foreign currency transaction. They appear correctly in your Profit & Loss statement and your balance sheet — giving you a complete and accurate picture of your business finances.
- Automatic currency gain calculation
- Automatic currency loss calculation
- Realized gain/loss (on payment)
- Unrealized gain/loss (on open invoices)
- Currency gain/loss in P&L report
- Currency gain/loss by currency
- Currency gain/loss by period
- Foreign exchange journal entries (auto-generated)
Home Currency Reporting
No matter how many currencies your business operates in, all of your financial reports in Accoru are presented in your home currency. Your Profit & Loss statement, balance sheet, cash flow report, and tax summary all show accurate home currency figures — with all foreign currency transactions properly converted at their transaction-date rates. Your financial reports are always clean, consistent, and comparable — regardless of your currency mix.
- All reports in home currency
- Transaction-date rate conversion
- Foreign currency detail available on drill-down
- Multi-currency Profit & Loss
- Multi-currency balance sheet
- Multi-currency cash flow statement
- Home currency tax reports
- Currency breakdown report (by currency)
Multi-Currency Bank Accounts
If your business holds bank accounts in multiple currencies — a USD account, a GBP account, a EUR account — Accoru supports them all. Connect each account separately, reconcile them in their native currency, and see the home currency equivalent of each balance in your dashboard. Your overall cash position is always displayed accurately in your home currency — with the detail of each individual account available on demand.
- Multiple foreign currency bank accounts
- Reconcile in native currency
- Home currency balance conversion
- Real-time balance in both currencies
- Cross-currency transfer recording
- Currency conversion journal entries
- Multi-currency cash position dashboard
- Foreign currency account statements
How Accoru Multi-Currency Works
Three steps to accurate multi-currency accounting — without the manual work.
- Step 1
Set Up Your Currencies
Set your home currency in Accoru settings. Add your international clients and set their default currency. Connect foreign currency bank accounts if applicable. Setup takes less than five minutes.
- Step 3
Report in Your Home Currency
Every financial report — Profit & Loss, balance sheet, cash flow, tax summary — is presented in your home currency with all foreign currency transactions accurately converted. Drill down into any figure to see the original currency breakdown behind it.
150+ Currencies Supported
| Region | Currencies |
|---|---|
| North America | USD, CAD, MXN |
| Europe | EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK, HUF |
| Asia Pacific | AUD, NZD, JPY, CNY, HKD, SGD, KRW, INR, BDT |
| Middle East | AED, SAR, QAR, KWD, BHD, OMR |
| Africa | ZAR, NGN, KES, GHS, EGP |
| Latin America | BRL, ARS, CLP, COP, PEN |
| South Asia | INR, PKR, BDT, LKR, NPR |
Accoru Multi-Currency vs The Competition
| Feature | Accoru | QuickBooks | FreshBooks | Wave |
|---|---|---|---|---|
| Multi-Currency Support | ✅ All plans | ✅ Higher plans only | ✅ | ❌ |
| Currencies Supported | 150+ | 160+ | 168+ | ❌ |
| Live Exchange Rates | ✅ | ✅ | ✅ | ❌ |
| Currency Gain/Loss Tracking | ✅ | ✅ | ❌ | ❌ |
| Multi-Currency Bank Accounts | ✅ | ✅ | ❌ | ❌ |
| Foreign Expense Tracking | ✅ | ✅ | ✅ | ❌ |
| Home Currency Reporting | ✅ | ✅ | ✅ | ❌ |
| Manual Rate Override | ✅ | ✅ | ❌ | ❌ |
| Included in All Plans | ✅ | ❌ | ✅ | ❌ |
What Global Small Business Owners Say About Accoru Multi-Currency
“I have clients in the US, UK, and Australia. Before Accoru I was manually converting everything in a spreadsheet and my books were always slightly wrong. Now it all happens automatically and my financial reports actually make sense.”
“The currency gain and loss tracking is something I never had before. I knew exchange rates affected my income but I had no idea how much until Accoru started tracking it properly. It changed how I think about pricing international clients.”
“We hold accounts in three currencies and invoice clients in six. Accoru handles all of it without us doing anything special. Our accountant gets a clean set of home currency reports every quarter and she has never had to ask us about a currency conversion.”
Multi-Currency FAQ
How many currencies does Accoru support?
Accoru supports 150+ currencies covering every major world currency and most minor ones. If your clients or suppliers use a currency, Accoru almost certainly supports it.
How does Accoru get its exchange rates?
Accoru connects to live exchange rate feeds that update throughout the day. Every transaction is recorded using the mid-market rate at the time it is created — the same rate basis used by financial institutions worldwide. You can also override the rate manually on any transaction if needed.
Is multi-currency support available on all Accoru plans?
Yes. Multi-currency support is included in every Accoru plan — it is not a premium feature locked behind a higher tier.
What happens when the exchange rate changes between invoicing and payment?
Accoru automatically calculates the currency gain or loss that results from the rate difference. The gain or loss is recorded as a separate line item in your Profit & Loss statement and your balance sheet — giving you a complete and accurate picture of your foreign currency exposure.
Can I have bank accounts in multiple currencies?
Yes. Connect as many foreign currency bank accounts as your business uses. Reconcile each account in its native currency and see the home currency equivalent of each balance — with your total cash position always displayed accurately in your home currency.
Can I set a default currency for each client?
Yes. Set a default currency per client and every invoice you create for them automatically uses that currency. You can override the currency on any individual invoice if needed.
Can I manually set the exchange rate on a transaction?
Yes. While Accoru uses live exchange rates by default, you can manually override the rate on any transaction — useful when you have agreed a fixed rate with a client or when you need to match a specific rate from a bank statement.
How does multi-currency affect my financial reports?
All financial reports in Accoru are presented in your home currency. Foreign currency transactions are converted at their transaction-date rates and all currency gains and losses are included automatically. You can drill down into any figure to see the original currency detail behind it.
Multi-Currency Works Better With These Features
Invoicing
Send professional invoices in any currency with live exchange rates and one-click payment links — in your client's local currency.
Learn moreExpense Tracking
Record foreign currency expenses accurately with automatic home currency conversion — keeping your books clean across every currency.
Learn moreBank Reconciliation
Reconcile foreign currency bank accounts in their native currency while keeping your home currency books accurate.
Learn moreFinancial Reports
All financial reports are presented in your home currency — with foreign currency transactions accurately converted and currency gains and losses properly recorded.
Learn moreClient Management
Set default currencies per client and manage all your international client relationships from one organized platform.
Learn moreYour Business Is Global. Your Accounting Should Be Too.
Multi-currency accounting should not require a specialist or a premium upgrade. Accoru includes full multi-currency support in every plan — live exchange rates, automatic conversion, currency gain and loss tracking, and clean home currency reporting — so your books stay accurate no matter where in the world your business operates.
150+ currencies · Live exchange rates · Currency gain/loss tracking · Home currency reporting · Cancel anytime