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Accoru vs FreshBooks

A side-by-side look at price, plan limits and features, for freelancers and small businesses deciding between the two.

By the Accoru team Updated FreshBooks prices checked

The short answer

Accoru costs $9 a month, $85 a year, or $99 once for 5 years, with every feature on one plan. FreshBooks lists at $23 to $70 a month in US dollars, caps how many clients you can bill on its two cheaper plans, and keeps double-entry reports for Plus and bills for Premium. Choose Accoru for a low, fixed cost with bills, inventory and a full ledger included. Choose FreshBooks if you want payroll or automatic bank connections in the same product.

Side-by-side comparison

AccoruFreshBooks
Starting price$9 / month$23 / month (Lite)
Highest listed price$9 / month$70 / month (Premium); Select is priced on request
Ways to payMonthly, yearly, or $99 once for 5 yearsMonthly, or yearly with 10% off
Number of plans1, with every feature3 with listed prices, plus Select
Billable clientsOne plan, no feature tiers5 (Lite), 50 (Plus), unlimited (Premium, Select)
Team membersTeam invites with admin, accountant and viewer rolesPaid add-on
Double-entry reportsIncluded: general ledger, trial balance, P&L, balance sheetPlus plan ($43 / month) and above
Bills and accounts payableIncludedPremium plan ($70 / month) and Select
Inventory trackingIncludedStock count on items, reduced as you invoice
Multi-currencyIncluded, 50+ currencies with daily rates and base-currency reportingCurrency set per client or invoice; reports run separately for each currency
Customer card paymentsYour own Stripe or PayPal, no Accoru feeFreshBooks Payments: 2.9% + 30¢ for standard cards, 3.5% + 30¢ for Amex and business cards
Automatic bank connectionsNot offeredPlus plan and above
PayrollNot offeredPaid add-on, powered by Gusto

FreshBooks prices are standard US-dollar monthly list prices from FreshBooks' pricing page, checked November 14, 2026. Introductory discounts, taxes and add-ons are not included. Prices change, so check the current page before you decide.

FreshBooks plans, explained

FreshBooks has three plans with published prices and a fourth, Select, priced on request. The plans are split mainly by how many clients you can bill: 5 on Lite, 50 on Plus, and unlimited on Premium. Archived clients count toward the limit. Double-entry reports and bank reconciliation start on Plus, and bills on Premium.

Accoru has one plan. Every user gets the same 19 features, including bills, the general ledger and trial balance.

FreshBooks planPer monthBillable clientsBills5 years
Lite$235—$1,380
Plus$4350—$2,580
Premium$70UnlimitedIncluded$4,200
SelectOn requestUnlimitedIncluded—
Accoru (all features)$9One planIncluded$99

Work out what you'd pay

Pick the FreshBooks plan you'd need and how long you expect to use it. The Accoru figure uses whichever of its three options is cheapest for that period.

FreshBooks plan
Years
You'd save with Accoru $1,281 over 5 years, compared with FreshBooks Lite
Accoru · 5-Year Pass$99
FreshBooks Lite$1,380

FreshBooks at US-dollar monthly list price. Paying yearly takes 10% off, and FreshBooks also runs introductory discounts for new customers. Add-ons, payment fees and taxes excluded.

Which one is right for you?

Choose Accoru if you

  • ✓want one plan with every feature for $9 a month or $99 for 5 years
  • ✓don't want your plan to depend on how many clients you bill
  • ✓want to enter vendor bills and run a balance sheet and trial balance without paying for a higher tier
  • ✓invoice in other currencies and want daily exchange rates with reports in your base currency
  • ✓want customers to pay through your own Stripe or PayPal account, with no Accoru fee on top

FreshBooks may suit you better if you

  • •want bank transactions to come in automatically through a bank connection. Accoru doesn't connect to banks
  • •want to run payroll from your accounting software (FreshBooks offers it as a Gusto-powered add-on)
  • •already use FreshBooks with an accountant or bookkeeper who prefers it

How Accoru handles the everyday work

The jobs most FreshBooks users do every week, and how each one works in Accoru.

01

Quotes and invoices

Send branded quotation PDFs that clients accept or decline from a public link, then convert an accepted quote to an invoice in one click. Invoices support per-line discounts and taxes, shipping, part-payments, credit notes and write-offs, with email delivery tracking.

Features: Quotations · Invoices
02

Getting paid

Connect your own Stripe or PayPal account. Clients pay by card or PayPal from the invoice, the money goes straight to you, and the invoice is marked paid automatically. Accoru adds no fee per payment; Stripe or PayPal charge their usual processing fees. You can also record partial payments and allocate one payment across several invoices.

Features: Online Invoice Payments · Payments
03

Banking

Keep multiple bank and cash accounts with deposits, withdrawals and transfers, linked to your payments and bills, with a running balance that ties back to the ledger. Transactions are recorded in Accoru rather than pulled from your bank, which is the main difference from FreshBooks' bank connections.

Features: Banking
04

Recurring billing

Set a schedule once and Accoru creates recurring invoices, bills and expenses on its daily run, then sends automatic payment reminders.

Features: Recurring & Subscriptions
05

Multi-currency and tax

Invoice in 50+ currencies with exchange rates updated daily, and report in your base currency. Set custom, inclusive, exclusive or compound tax rates and apply them per line, item or document. Both are on the standard plan.

Features: Multi-currency · Taxes
06

Ledger, reports and your accountant

Every transaction posts to a double-entry general ledger with an editable chart of accounts, manual journals and a built-in trial balance. Reports include P&L, balance sheet, AR / AP aging and cash flow, and you can share read-only report links. Invite your accountant with the accountant role; every action is logged.

Features: General Ledger · Reports · Team & Roles

Included in every Accoru plan

There are no feature tiers. These are a few of the 19 features you get from day one.

See all features →
  • ✓Quotations with online accept / decline
  • ✓Invoices with public pay links
  • ✓Recurring invoices, bills & expenses
  • ✓Stripe & PayPal payments, no Accoru fee
  • ✓Bank & cash accounts
  • ✓Double-entry ledger & manual journals
  • ✓P&L, balance sheet, AR / AP aging
  • ✓Items & inventory
  • ✓50+ currencies, daily FX rates
  • ✓Client portal
  • ✓10 PDF templates
  • ✓Admin, accountant & viewer roles

Moving from FreshBooks to Accoru

Accoru has no import tool, so you set your books up by hand, using your FreshBooks records as the reference. Most small businesses switch at the start of a month or quarter, so the opening balances are clean. If you get stuck, email support@accoru.com and a person will help.

  1. 1Set up your companyAdd your logo, brand color, tax IDs, default terms and document numbering in Company Settings.
  2. 2Recreate your chart of accountsKeep your FreshBooks chart of accounts open as a reference and set up the same accounts in Accoru's editable chart of accounts.
  3. 3Enter opening balancesPost your opening balances as a manual journal entry, then check them against the trial balance.
  4. 4Add customers, vendors and itemsSet up your contacts and your products and services catalogue with prices and tax rates.
  5. 5Connect payments and bankingLink your Stripe or PayPal account and add your bank and cash accounts. You're ready to send your first invoice.

How we compared

This page is published by Accoru, so we have an interest in the outcome. We kept to facts that can be checked on FreshBooks' own website and help centre: US-dollar list prices, client limits and which plan a feature is on. Where FreshBooks is the better fit, we say so.

Sources
Last checked
FreshBooks figures checked (November 14, 2026)
Spotted something out of date?
Email support@accoru.com and we'll correct it.

Accoru vs FreshBooks: FAQ

Is Accoru a good FreshBooks alternative?
For freelancers and small businesses that want quotes, invoices, bills, inventory and a double-entry ledger on one plan, yes. Accoru costs $9 a month, $85 a year or $99 once for 5 years. If you want payroll or automatic bank connections in the same product, FreshBooks may suit you better.
How much does FreshBooks cost in 2026?
As of November 2026, FreshBooks lists Lite at $23, Plus at $43 and Premium at $70 a month in US dollars. Select is priced on request. Paying yearly takes 10% off.
How much would I save over 5 years?
FreshBooks Lite at $23 a month costs $1,380 over 5 years. Accoru's 5-Year Pass costs $99 for the same period, a difference of $1,281.
How many clients can I bill on FreshBooks?
Lite allows 5 billable clients, Plus 50, and Premium and Select are unlimited. FreshBooks counts both active and archived clients toward the limit.
Which FreshBooks plan includes bills and double-entry reports?
Double-entry reports such as the balance sheet, trial balance and general ledger start on Plus. Bills and accounts payable are on Premium and Select. In Accoru, both are part of the standard plan.
Does FreshBooks track inventory?
FreshBooks items can track a stock count that goes down as you invoice them. Accoru keeps on-hand quantities that adjust as invoices and bills use them.
Does Accoru connect to my bank automatically?
No. Accoru has bank and cash accounts with deposits, withdrawals and transfers, but it does not import bank transactions automatically. FreshBooks offers bank connections on Plus and above.

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