Is Accoru a good Zoho Books alternative?

For freelancers and small businesses that want quotes, invoices, online payments, banking, inventory and multi-currency on one plan at a fixed price, yes. Accoru costs $9 a month, $85 a year or $99 once for 5 years. If you already run your business on other Zoho apps, or you need payroll or an automatic bank feed (Accoru has neither), Zoho Books may suit you better.

How much does Accoru cost?

Accoru has one plan with all 19 features: $9 a month, $85 a year, or $99 paid once for 5 years with the 5-Year Pass. Prices are in US dollars.

Does Accoru have payroll?

No. Accoru does not include payroll. Businesses that run payroll usually use a separate payroll service alongside it.

Can I import my Zoho Books data into Accoru?

Accoru has no import tool. You set up your chart of accounts, opening balances, contacts and items by hand, using your Zoho Books reports as the reference. Most small businesses do this at the start of a month or quarter.

Is there a free trial?

No. Instead of a trial, Accoru has a 1-click demo: a working company with sample data you can explore before you buy.

Accoru vs Zoho Books

A side-by-side look at price, plans and features, for freelancers and small businesses deciding between the two.

By the Accoru team Updated Nov 14, 2026

The short answer

Accoru costs $9 a month, $85 a year, or $99 once for 5 years, with every feature on one plan. Choose Accoru for a low, fixed cost with inventory, multi-currency and online payments on the same plan. Zoho Books makes more sense if you already run your business on other Zoho apps. Accoru also has no payroll or automatic bank feed, so if you need those, check what Zoho Books includes.

Side-by-side comparison

	Accoru	Zoho Books
Starting price	$9 / month	—
Highest price	$9 / month	—
Pay once option	$99 for 5 years	—
Number of plans	1, with every feature	—
Users	Team invites with admin, accountant and viewer roles	—
Inventory tracking	Included	—
Multi-currency	Included, 50+ currencies with daily rates	—
Online invoice payments	Your own Stripe or PayPal, no Accoru fee	—
Payroll	Not offered	—

A dash means we could not verify the figure on Zoho's own pages, so we left it out rather than guess. See the Zoho Books US pricing page for current figures. Prices change, so check the current page before you decide.

Zoho Books plans, explained

Zoho Books sells its features in tiers. Before you compare prices, check which tier includes the features you use every week, such as inventory, multi-currency or online payments, and how many users and invoices each tier allows.

Accoru has one plan. Every user gets the same 19 features, and the price doesn't change as you add inventory or currencies.

For current plan names, prices and limits, see the Zoho Books US pricing page. We only list figures here once we have checked them on Zoho's own site.

Which one is right for you?

Choose Accoru if you

✓want one plan with every feature for $9 a month or $99 for 5 years
✓don't want to check which tier a feature is on before you can use it
✓want customers to pay through your own Stripe or PayPal account, with no Accoru fee
✓prefer paying once for 5 years over a monthly subscription

Zoho Books may suit you better if you

•already use other Zoho apps and want your accounting from the same vendor
•need payroll, time tracking or receipt scanning in your accounting software. Accoru has none of these, so check which Zoho Books plan does
•want bank transactions to arrive automatically. Accoru has no bank feed: you record deposits, withdrawals and transfers yourself
•work with an accountant who prefers to stay in Zoho Books

How Accoru handles the everyday work

The jobs most Zoho Books users do every week, and how each one works in Accoru.

Quotes and invoices

Send branded quotation PDFs that clients accept or decline from a public link, then convert an accepted quote to an invoice in one click. Invoices support per-line discounts and taxes, shipping, part-payments, credit notes and write-offs, with email delivery tracking.

Features: Quotations · Invoices

Getting paid

Connect your own Stripe or PayPal account. Clients pay by card or PayPal from the invoice, the money goes straight to you, and the invoice is marked paid automatically. Accoru adds no fee per payment. You can also record partial payments and allocate one payment across several invoices.

Features: Online Invoice Payments · Payments

Recurring billing

Set a schedule once and Accoru creates recurring invoices, bills and expenses on its daily run, then sends automatic payment reminders.

Features: Recurring & Subscriptions

Inventory

Keep one catalogue of products and services with sales and purchase prices and per-item tax rates. On-hand quantities adjust as invoices and bills use them. This is part of the standard plan.

Features: Items & Inventory

Multi-currency and tax

Invoice in 50+ currencies with exchange rates updated daily, and report in your base currency. Set custom, inclusive, exclusive or compound tax rates and apply them per line, item or document.

Features: Multi-currency · Taxes

Ledger, reports and your accountant

Every transaction posts to a double-entry general ledger with an editable chart of accounts, manual journals and a built-in trial balance. Reports include P&L, balance sheet, AR / AP aging and cash flow, and you can share read-only report links. Invite your accountant with the accountant role; every action is logged.

Features: General Ledger · Reports · Team & Roles

Included in every Accoru plan

There are no feature tiers. These are a few of the 19 features you get from day one.

See all features →

✓Quotations with online accept / decline
✓Invoices with public pay links
✓Recurring invoices, bills & expenses
✓Stripe & PayPal payments, no Accoru fee
✓Bank & cash accounts
✓Double-entry ledger & manual journals
✓P&L, balance sheet, AR / AP aging
✓Items & inventory
✓50+ currencies, daily FX rates
✓Client portal
✓10 PDF templates
✓Admin, accountant & viewer roles

Moving from Zoho Books to Accoru

Accoru has no import tool, so you set up your books by hand, using your Zoho Books reports as the reference. Most small businesses switch at the start of a month or quarter, so the opening balances are clean. If you get stuck, email support@accoru.com and a person will help.

1Set up your companyAdd your logo, brand color, tax IDs, default terms and document numbering in Company Settings.
2Recreate your chart of accountsWith your Zoho Books chart of accounts open for reference, set up the same accounts in Accoru's editable chart of accounts.
3Enter opening balancesTake the balances from a Zoho Books trial balance on your switch date and post them as a manual journal entry, then check them against Accoru's trial balance.
4Add customers, vendors and itemsSet up your contacts and your products and services catalogue with prices and tax rates, and any unpaid invoices and bills you still need to track.
5Connect payments and bankingLink your Stripe or PayPal account and add your bank and cash accounts. You're ready to send your first invoice.

How we compared

This page is published by Accoru, so we have an interest in the outcome. We kept to facts that can be checked: list prices, user and invoice limits, and which plan a feature is on. Where we could not verify a Zoho Books figure on Zoho's own pages, we left it out. Where Zoho Books is the better fit, we say so.

Sources: Accoru's own pricing and features pages.
Spotted something out of date?: Email support@accoru.com and we'll correct it.