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Feature · Banking

Every account, always balanced.

Bank and cash accounts with deposits, transfers and a running balance that ties back to the ledger. Customer payments and bill payments are linked to the account they went through.

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Accounts
As of Nov 14, 2026
Business checkingChase ••4410$38,410.22
SavingsChase ••7712$9,800.00
Petty cashCash account$215.40
Total$48,425.62
Record depositTransfer
✓
Transfer recorded$2,000 checking → savings

Banking in Accoru, at a glance

What it is
Bank and cash accounts inside Accoru's general ledger
Accounts
As many bank and cash accounts as you need
Transactions
Deposits, withdrawals and transfers
Links
Customer payments and bill payments post to the account used
Price
Included in every plan, from $9/month

How it works

  1. 01Add accountsSet up each bank account and cash float with its opening balance.
  2. 02Record activityLog deposits, withdrawals and transfers, or let payments and bills post to them.
  3. 03Check the statementEach account's statement shows a running balance that matches the ledger.

What you can do

01 · Accounts

Multiple bank and cash accounts

Keep checking, savings, card and cash accounts side by side, each with its own balance and statement.

  • Multiple bank & cash accounts
Accounts
Business checking$38,410.22
Savings$9,800.00
Petty cash$215.40
02 · Activity

Deposits, withdrawals and transfers

Record money in and out, and move money between accounts with a transfer that updates both sides at once.

  • Deposits, withdrawals, transfers
Business checking · activity
Deposit · Maple StudioNov 12+$2,400.00
Transfer to SavingsNov 13−$2,000.00
Withdrawal · Harbor Office RentalsNov 14−$2,553.50
03 · Linked

Payments and bills land in the right account

When you record a customer payment or pay a bill, choose the account it went through. The deposit or withdrawal is created for you.

  • Linked to payments & bills
  • Per-bank-account deposits
Payment received
Paid
InvoiceINV-1042
CustomerMaple Studio
Deposited toBusiness checking
Amount$2,400.00
04 · Statements

Statements that always balance

Every account statement carries a running balance built from the ledger, so the figure in Accoru is the figure in your books.

  • Always-balanced statements
  • Cash position report
Statement · November
Opening balance$40,563.72
Money in+$4,812.00
Money out−$6,965.50
Closing balance$38,410.22

Works with

All 19 features →
Online paymentsStripe and PayPal payments post to your accounts.Learn more → Expense trackingPay bills from any account.Learn more → General ledgerEvery transaction, double-entry.Learn more → ReportsCash position and cash flow.Learn more →

Banking FAQ

Can I add more than one bank account?
Yes. Add as many bank and cash accounts as you need, each with its own balance and statement.
How do I move money between accounts?
Record a transfer. It reduces the balance of one account and increases the other in a single entry.
Are payments linked to my bank accounts?
Yes. When you record a customer payment or pay a bill, you choose the account, and the deposit or withdrawal is created for you.
Do account balances match my ledger?
Yes. Bank and cash accounts are part of the general ledger, so statements always tie back to your books.

Get your books in order this week.

Open a working copy of Accoru with sample data in one click, and see how it would run your books.

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