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Accoru vs QuickBooks Online

A side-by-side look at price, plans and features, for freelancers and small businesses deciding between the two.

SCWritten by Sarah Chen, CPA
Reviewed by Marcus Ortiz Updated

The short answer

Accoru costs $9 a month, $85 a year, or $99 once for 5 years, with every feature on one plan. QuickBooks Online lists at $38 to $340 a month across four plans and offers payroll as an add-on. Choose Accoru for a low, predictable cost with inventory and multi-currency included. Choose QuickBooks if you need payroll in the same product.

Side-by-side comparison

AccoruQuickBooks Online
Starting price$9 / month$38 / month (Simple Start)
Highest price$9 / month$340 / month (Advanced)
Pay once option$99 for 5 yearsNot offered
Number of plans1, with every feature4 paid plans, plus a limited free plan
Users includedTeam invites with admin, accountant and viewer roles1, 3, 5 or 25 depending on plan
Inventory trackingIncludedPlus plan ($140 / month) and above
Customer paymentsYour own Stripe or PayPal, no Accoru feeQuickBooks Payments
Double-entry ledger & trial balanceIncludedIncluded
PayrollNot offeredAvailable as an add-on

QuickBooks Online prices are standard US monthly list prices from Intuit's pricing page, checked November 14, 2026. Introductory discounts, taxes and add-ons are not included. Prices change, so check the current page before you decide.

QuickBooks Online plans, explained

QuickBooks Online splits its features across four paid plans. Each step up adds users and features such as inventory, which arrives on Plus. There is also a free plan with simpler bookkeeping tools.

Accoru has one plan. Every user gets the same 19 features, and the price doesn't change as you add inventory or currencies.

QuickBooks planPer monthUsersAccountant seats5 years
Free$0———
Simple Start$3812$2,280
Essentials$8532$5,100
Plus$14052$8,400
Advanced$340253$20,400
Accoru (all features)$9Team rolesAccountant role$99

Work out what you'd pay

Pick the QuickBooks plan you'd need and how long you expect to use it. The Accoru figure uses whichever of its three options is cheapest for that period.

QuickBooks plan
Years
You'd save with Accoru $2,181 over 5 years, compared with QuickBooks Simple Start
Accoru · 5-Year Pass$99
QuickBooks Simple Start$2,280

QuickBooks at US monthly list price. New customers are often offered 50% off for the first 3 months, which lowers year one by $57. Add-ons and taxes excluded.

Which one is right for you?

Choose Accoru if you

  • ✓want one plan with every feature for $9 a month or $99 for 5 years
  • ✓need inventory or multi-currency without moving to a higher tier
  • ✓want customers to pay through your own Stripe or PayPal account
  • ✓send quotes that clients can accept online and turn into invoices

QuickBooks may suit you better if you

  • •want to run payroll in the same product as your books
  • •rely on a large marketplace of third-party apps
  • •work with an accountant who only uses QuickBooks

How Accoru handles the everyday work

The jobs most QuickBooks users do every week, and how each one works in Accoru.

01

Quotes and invoices

Send branded quotation PDFs that clients accept or decline from a public link, then convert an accepted quote to an invoice in one click. Invoices support per-line discounts and taxes, shipping, part-payments, credit notes and write-offs, with email delivery tracking.

Features: Quotations · Invoices
02

Getting paid

Connect your own Stripe or PayPal account. Clients pay by card or PayPal from the invoice, the money goes straight to you, and the invoice is marked paid automatically. Accoru adds no fee per payment. You can also record partial payments and allocate one payment across several invoices.

Features: Online Invoice Payments · Payments
03

Recurring billing

Set a schedule once and Accoru creates recurring invoices, bills and expenses on its daily run, then sends automatic payment reminders.

Features: Recurring & Subscriptions
04

Inventory

Keep one catalogue of products and services with sales and purchase prices and per-item tax rates. On-hand quantities adjust as invoices and bills use them. This is part of the standard plan.

Features: Items & Inventory
05

Multi-currency and tax

Invoice in 50+ currencies with exchange rates updated daily, and report in your base currency. Set custom, inclusive, exclusive or compound tax rates and apply them per line, item or document.

Features: Multi-currency · Taxes
06

Ledger, reports and your accountant

Every transaction posts to a double-entry general ledger with an editable chart of accounts, manual journals and a built-in trial balance. Reports include P&L, balance sheet, AR / AP aging and cash flow, and you can share read-only report links. Invite your accountant with the accountant role; every action is logged.

Features: General Ledger · Reports · Team & Roles

Included in every Accoru plan

There are no feature tiers. These are a few of the 19 features you get from day one.

See all features →
  • ✓Quotations with online accept / decline
  • ✓Invoices with public pay links
  • ✓Recurring invoices, bills & expenses
  • ✓Stripe & PayPal payments, no Accoru fee
  • ✓Bank & cash accounts
  • ✓Double-entry ledger & manual journals
  • ✓P&L, balance sheet, AR / AP aging
  • ✓Items & inventory
  • ✓50+ currencies, daily FX rates
  • ✓Client portal
  • ✓10 PDF templates
  • ✓Admin, accountant & viewer roles

Moving from QuickBooks to Accoru

Most small businesses switch at the start of a month or quarter, so the opening balances are clean. If you get stuck, email support@accoru.com and a person will help.

  1. 1Set up your companyAdd your logo, brand color, tax IDs, default terms and document numbering in Company Settings.
  2. 2Recreate your chart of accountsExport your chart of accounts from QuickBooks and set up the same accounts in Accoru's editable chart of accounts.
  3. 3Enter opening balancesPost your opening balances as a manual journal entry, then check them against the trial balance.
  4. 4Add customers, vendors and itemsSet up your contacts and your products and services catalogue with prices and tax rates.
  5. 5Connect payments and bankingLink your Stripe or PayPal account and add your bank and cash accounts. You're ready to send your first invoice.

How we compared

This page is published by Accoru, so we have an interest in the outcome. We kept to facts that can be checked: list prices, user counts and which plan a feature is on. Where QuickBooks is the better fit, we say so.

Sources
QuickBooks Online pricing page (US) and Accoru's own pricing and features pages.
Last checked
Spotted something out of date?
Email support@accoru.com and we'll correct it.

Accoru vs QuickBooks: FAQ

Is Accoru a good QuickBooks alternative?
For freelancers and small businesses that need invoicing, payments, banking, inventory and multi-currency on one plan, yes. Accoru costs $9 a month or $99 once for 5 years. If you need payroll inside your accounting software, QuickBooks may suit you better.
How much does QuickBooks Online cost in 2026?
As of November 2026, QuickBooks Online's paid plans list at $38 (Simple Start), $85 (Essentials), $140 (Plus) and $340 (Advanced) a month in the US. New customers are often offered a discount for the first few months.
How much would I save over 5 years?
QuickBooks Simple Start at $38 a month costs $2,280 over 5 years. Accoru's 5-Year Pass costs $99 for the same period, a difference of $2,181.
Does Accoru have payroll?
No. Accoru does not include payroll. Businesses that run payroll usually use a separate payroll service alongside it.
Does QuickBooks Online have a free plan?
Yes. QuickBooks offers a free plan with simpler bookkeeping tools. Its full-featured paid plans start at $38 a month for Simple Start.
How many users does QuickBooks Online include?
Simple Start includes 1 user, Essentials 3, Plus 5 and Advanced 25. Simple Start, Essentials and Plus also include 2 accountant seats, and Advanced 3.
Which QuickBooks plan includes inventory?
Inventory tracking is on QuickBooks Online Plus ($140 a month) and Advanced. In Accoru, inventory is included in the standard plan.

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